Why Orange County Clients Choose Di Bello Financial
Orange County’s wealth is built differently than a purely corporate-equity market like LA or a biotech-driven one like San Diego. Much of it is concentrated in closely-held businesses, real estate, and independent professional practices — physicians, dentists, attorneys, and other practice owners who’ve built substantial personal wealth alongside a business that requires its own tax and succession strategy.
Most Orange County business owners and professionals already work with a financial advisor and a CPA — separately. At Di Bello Financial, both functions sit with one advisor, so every major decision is evaluated through an investment lens and a tax lens together. That includes:
• Practice and business owners building retirement wealth beyond standard plan limits (e.g., cash balance plans layered on a 401(k))
• Real estate-heavy net worth coordinated with liquid portfolio strategy and tax planning
• Business sale or succession planning integrated with personal investment strategy
• One advisor, one relationship, no handoffs to junior staff
See Our Planning Approach In Action
Explore real-world planning examples showing how we help clients coordinate investment management, tax strategy, retirement planning, equity compensation, and business-owner decisions.
Who We Work With in Orange County
• Business owners and practice owners (medical, dental, legal, and other professional practices)
• High-net-worth families
• Executives and retirees
• Real estate investors and owners
Business Owner Planning Scenarios
How Business Owners Can Build Tax-Smart Retirement Wealth
How We Allocate Client Portfolios
We work with a selective group of clients who place $1 Million or more in investable assets under our management.
Planning Strategies for Orange County Clients
Learn how proactive tax planning is integrated with investment management and long-term financial planning.
Our Approach
Portfolios are built in-house using individual stocks, bonds, and ETFs — not outsourced models or mutual funds — giving Orange County clients full transparency and tax control over their holdings. Tax strategy is applied year-round, not just at filing time, so decisions are made with the after-tax outcome in mind from the start.
Meet the Founder
Annette Di Bello, CPA / PFS, CFP®
Annette founded Di Bello Financial in Orange County in 2012 to give Orange County families and business owners a more coordinated, tax-smart approach to wealth management. She works directly with every client — no junior advisors, no handoffs.