Orange County’s Boutique, Founder-Led Fee-Only Wealth Management Firm

Orange County’s wealth is built differently than a purely corporate-equity market like LA or a biotech-driven one like San Diego. Much of it is concentrated in closely-held businesses, real estate, and independent professional practices — physicians, dentists, attorneys, and other practice owners who’ve built substantial personal wealth alongside a business that requires its own tax and succession strategy.

Most Orange County business owners and professionals already work with a financial advisor and a CPA — separately. At Di Bello Financial, both functions sit with one advisor, so every major decision is evaluated through an investment lens and a tax lens together. That includes:

• Practice and business owners building retirement wealth beyond standard plan limits (e.g., cash balance plans layered on a 401(k))

• Real estate-heavy net worth coordinated with liquid portfolio strategy and tax planning

• Business sale or succession planning integrated with personal investment strategy

• One advisor, one relationship, no handoffs to junior staff

• Business owners and practice owners (medical, dental, legal, and other professional practices)

• High-net-worth families

• Executives and retirees

• Real estate investors and owners

We work with a selective group of clients who place $1,000,000 or more in investable assets under our management.

Portfolios are built in-house using individual stocks, bonds, and ETFs — not outsourced models or mutual funds — giving Orange County clients full transparency and tax control over their holdings. Tax strategy is applied year-round, not just at filing time, so decisions are made with the after-tax outcome in mind from the start.