Annette, the founder and CEO of the firm, has over 35 years of experience in accounting, tax, financial planning, and investing. She holds two of the top three financial designations—CPA and CFP®—along with the PFS™ (Personal Financial Specialist) designation from the AICPA.
Her unique blend of education and expertise provides a strong foundation to guide clients in achieving effective tax efficiency and planning. With her skills in financial planning, tax planning, and investment management, she creates a seamless connection between all aspects of her clients' financial lives.
We are a fully fiduciary firm committed to upholding the highest standards of a CPA. A fiduciary is legally and ethically obligated to act in your best interest, receiving no compensation from third parties—only directly from clients differing from fee-based advisors who are compensated by third parties for products like mutual funds, annuities, and other commission-based offerings.
We don‘t receive any commissions. As a Fee-Only Independent Registered Investment Advisor, all our compensation comes solely from our clients. We have no ties to brokers, insurance, annuity, or fund companies. Unlike Fee-Based advisors, who may charge fees on some accounts while earning commissions from brokers, funds, or insurance companies on other accounts, we operate with complete transparency. As a fee-only advisor, there are no hidden charges, third-party bonuses, or sales of any financial or insurance products. Our in-house portfolio construction ensures unbiased investment selection, resulting in high-quality, low-cost, and fully transparent portfolios.
