Personal Financial Specialist (PFS™)
CPAs who earn the AICPA's Personal Financial Specialist (PFS™) credential badge, which is recognized alongside the Certified Financial Planner designation, specialize in financial planning for individuals, families, and business owners through all the ins and outs of life. These Certified Public Accountants advise and assist clients in managing various aspects of their financial lives, including taxes, investments, estates, retirement, and insurance. Credential holders commit to continued development in these areas, as well as in charitable, elder, college/education, and employee benefit planning, often collaborating with Registered Investment Advisors to provide comprehensive solutions.
Memberships
The world’s largest member association representing the CPA profession and the organization that awards the Personal Financial Specialist (PFS) credential.
The statewide professional association supporting California CPAs through education, ethics, technical guidance, and professional advocacy.
The nation’s leading professional association of fee-only fiduciary financial advisors committed to acting solely in their clients’ best interests.
A national directory of independent fee-only financial advisors who receive compensation exclusively from clients and do not accept commissions.
A leading business organization dedicated to supporting local businesses, fostering economic growth, promoting professional networking, and strengthening the Newport Beach business community through advocacy, education, and community engagement.
A local business organization dedicated to promoting economic vitality, supporting local businesses, fostering professional relationships, and enhancing the quality of life throughout the Dana Point community through advocacy, education, and community involvement.
NAPFA Fiduciary Oath & Code of Ethics
Following the NAPFA Fiduciary Oath means I shall: Always act in good faith and with candor as a fee-only financial advisor. I will be proactive in disclosing any conflicts of interest that may impact a client, ensuring adherence to fiduciary standards. Additionally, I will not accept any referral fees or compensation contingent upon the purchase or sale of a financial product, thus maintaining integrity in financial planning.
2019 - 2026 Five Star Wealth Manager Award
We are proud to announce that Annette has won the Five Star Wealth Manager Award eight years in a row, 2019-2026!