Team members

Founder & CEO

Annette brings over 35 years of cumulative accounting, tax, financial planning and investing experience and holds two of the top three financial designations: CPA, CFP® and holds a PFS™ (Personal Financial Specialist) from the AICPA.

Annette began working full time in accounting in 1987, at age 18, while attending college at night. She knew then that accounting and finance were her career goals. Her aptitude for accounting was so strong that the college she was attending at the time paid her to tutor students in her own class.  Annette went on to obtain her Bachelor Degree in Business Administration with a concentration in Accounting in 1998, from 

California State University, Fullerton.

Annette, originally from Erie, Pennsylvania, relocated permanently to Orange County, California in 1992, driving cross country alone. Annette worked her way up in the corporate accounting and finance world reaching a senior accountant level, all while attending college at night. In 1998 she graduated and started her own accounting and tax consulting business, going on to obtain her CPA license in 2005, adding a CFP® license in 2008 and a Registered Investment Advisory Firm license in 2012. Throughout her career she has worked with hundreds of clients giving her a broad range of experience in designing customized financial, tax, investment & retirement plans. 

Annette has a passion for financial planning and investments, focusing on forming long term relationships with her clients. She works directly with high-net-worth clients to fully understand their unique financial lives in-depth, tailoring financial advice to each client in order to fit their needs, everything from financial and retirement planning to tax planning, investing and legacy planning. She is passionate about helping clients to reach their financial goals, educating them along the way. Annette's touchstone approach is to guide clients through every aspect of their financial lives.  Annette must complete a combined 170 hours of continuing education every two years, obtaining highly relevant and updated investment, tax and financial planning education.  

Annette is a third generation Italian/American. Her grandparents, on both sides, emigrated to the United States from Pennapiedimonte, a small village in the Abruzzo region of Italy and from Messina, Sicily. 

She enjoys spending time with her husband and daughter, watching movies, reading, hiking and traveling.

Client Services and Financial Paraplanner Qualified Professional™

Nichole is the firm's support staff, assisting in financial plans, administrative and client services. Nichole completed the Foundations in Financial Planning Certificate from the College for Financial Planning and is a licensed Financial Paraplanner Qualified Professional™.