A Boutique CPA / PFS & CFP® Fee-Only Fiduciary Firm Delivering Personalized Investment Management and Integrated Tax Strategy
A Boutique CPA / PFS & CFP® Fee-Only Fiduciary Firm Delivering Personalized Investment Management and Integrated Tax Strategy
Clients choose Di Bello Financial for a tax‑first, founder‑led approach that rises far above generic financial planning. Most affluent investors have a financial advisor and a CPA. Unfortunately, those professionals often work independently. At Di Bello Financial, tax planning and wealth management are integrated under one advisor, allowing major financial decisions to be evaluated through both an investment and tax lens. We anticipate tax consequences before investment decisions are made and provide the individualized depth, attention, and continuity that only a boutique fiduciary firm can deliver. We work with a selective group of clients who place $1,000,000 or more in investable assets under our management and who value deep expertise and a highly personalized advisory relationship.
What you receive:
• Direct access to a CPA / PFS & CFP® — no junior advisors, no handoffs
• Portfolios built in‑house using high‑quality stocks, bonds, and ETFs
• Tax‑efficient strategy integrated year‑round, not just at year‑end
• Fee‑only fiduciary with a selective client roster
• 20+ years of experience guiding high net worth families and business owners
We begin each relationship with a confidential, no‑pressure conversation.
This initial consultation allows you to explore our approach, ask questions, and assess whether our tax‑smart investment philosophy is the right fit for your long‑term objectives.
We work with clients who value expertise, discretion, and a deeply personalized approach.
Your wealth deserves a strategy that is both intelligent and intentional. We combine disciplined investment management with proactive tax planning to help you keep more of what you earn and grow your wealth with clarity and confidence. Clients retain direct ownership of their accounts, which are independently held and safeguarded by Charles Schwab & Co., Inc.
Our approach is built on three pillars:
For clients with $1,000,000+ in investable assets who place those assets under our management, we provide investment management plus integrated tax and financial planning services.
Services for investment management clients
Tax-aware investment management and proactive planning designed to help keep more of what you earn.
Investment, retirement, estate, and tax strategies evaluated together rather than in separate silos.
A single relationship that integrates wealth management and tax expertise, reducing conflicting advice and improving efficiency.
“I founded Di Bello Financial for clients who want a more thoughtful, tax‑smart approach to their wealth and a relationship with someone who knows their financial life intimately.
If you’re looking for a boutique firm that integrates investment management with year‑round tax strategy and have $1,000,000 or more in investable assets to invest under our management, I’d be glad to speak with you.”
— Annette Di Bello, CPA / PFS, CFP®
Annette Di Bello holds two of the financial industry’s most respected designations CPA / PFS and CFP® integrating advanced tax expertise with sophisticated investment and wealth management strategies designed to support long-term after-tax wealth preservation.
We are a fully fiduciary firm committed to acting in our clients’ best interests at all times. Unlike fee-based advisors who may receive third-party compensation from financial products, we are compensated solely by our clients, ensuring objective, transparent advice.
As a Fee-Only Independent Registered Investment Advisor, our compensation comes solely from our clients never from commissions, product sales, or third-party incentives. We have no ties to brokers, insurance, annuity, or fund companies, allowing us to provide fully transparent, unbiased investment management focused on high-quality, low-cost portfolio construction.
Is Your Financial Advisor Fee Only, Fiduciary, Independent?
Annette Di Bello, CPA, CFP, Inc Di Bello Financial
Main Office: 27201 Puerta Real Ste 300, Mission Viejo, CA 92691
Copyright © 2026 Annette Di Bello, CPA, CFP®, Professional Corporation - All Rights Reserved. Disclaimer: All information herein at Annette Di Bello, CPA, CFP®, Professional Corporation is for informational purposes only. This information does not constitute a solicitation or offer to sell securities or investment advisory services. Annette Di Bello, CPA, CFP®, Professional Corporation is a Registered Investment Advisor transacting business in California and other states in which we qualify for exemptions. Nothing contained herein Annette Di Bello, CPA, CFP®, Professional Corporation website constitutes investment, financial, legal, tax or other advice, nor is to be relied on in making an investment or other decision. Annette Di Bello, CPA, CFP®, Professional Corporation specific advice is prepared only within our contract agreements on a client-by-client basis. Past performance may not be representative of future results.
Additional Client Meeting Locations (By Appointment Only)
355 S Grand Ave, Suite 2450, Los Angeles, CA 90071
2173 Salk Ave, Suite 250, Carlsbad, CA 92008
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