Fee-Only Wealth Management Integrating Investment Strategy & Advanced Tax Planning to Help Clients Preserve & Grow Wealth
Fee-Only Wealth Management Integrating Investment Strategy & Advanced Tax Planning to Help Clients Preserve & Grow Wealth
Our firm brings exceptional depth in tax strategy over and above what most advisors are providing — integrating and harnessing both CPA and CFP® expertise because taxes affect virtually every area of financial planning, including investing, retirement income, estate planning, and long-term wealth preservation.
We provide tax-efficient, personalized wealth management for high-net-worth clients. We integrate tax strategy with investment management, retirement planning, and portfolio design to help minimize long-term tax erosion.
As an independent fee-only firm, we remain fully committed to acting in our clients’ best interests with transparency, objectivity, and fiduciary care.
Our investment philosophy is rooted in Value Investing, emphasizing balanced, high-quality, low-fee, and tax-efficient portfolios. We create portfolios in-house, carefully selecting publicly traded stocks, investment-grade bonds, and ETFs for diversified portfolios designed for long-term growth, downside protection, and tax efficiency.
Designed for clients with $1,000,000 or more in investable assets
Services include:
Annette Di Bello holds two of the financial industry’s most respected designations CPA / PFS and CFP® integrating advanced tax expertise with sophisticated investment and wealth management strategies designed to support long-term after-tax wealth preservation.
Working with a single professional simplifies the process by providing coordinated financial planning, tax strategy, and advisory services through one trusted point of contact. This integrated approach helps reduce conflicting advice while delivering customized solutions for complex financial and tax situations.
A dual CPA / PFS and CERTIFIED FINANCIAL PLANNER® professional provides clients with integrated financial expertise by combining advanced tax knowledge with comprehensive financial planning and portfolio construction. This coordinated approach helps support long-term financial success through tax-efficient investment, retirement, estate, and wealth-planning strategies.
Holding both CPA / PFS and CFP® designations reflects advanced expertise, ongoing education, and a strong commitment to ethical standards. Clients benefit from integrated guidance in complex financial and tax matters, along with the confidence of working with a professional dedicated to staying current with evolving tax laws, financial regulations, and planning strategies.
We are a fully fiduciary firm committed to acting in our clients’ best interests at all times. Unlike fee-based advisors who may receive third-party compensation from financial products, we are compensated solely by our clients, ensuring objective, transparent advice.
As a Fee-Only Independent Registered Investment Advisor, our compensation comes solely from our clients never from commissions, product sales, or third-party incentives. We have no ties to brokers, insurance, annuity, or fund companies, allowing us to provide fully transparent, unbiased investment management focused on high-quality, low-cost portfolio construction.
Is Your Financial Advisor Fee Only, Fiduciary, Independent?
Annette, the founder and CEO of the firm, has over 35 years of experience in accounting, tax, financial planning, and investing.
Annette provides integrated wealth management and advanced tax strategy designed to help affluent families preserve and grow long-term after-tax wealth. As both a CPA / PFS™ (Personal Financial Specialist) and CERTIFIED FINANCIAL PLANNER™, she brings a rare combination of tax expertise and investment management experience to every client relationship.
"Compound interest is the eighth wonder of the world. He who understands it, earns it... he who doesn't... pays it" — Albert Einstein
Copyright © 2026 Annette Di Bello, CPA, CFP®, Professional Corporation - All Rights Reserved. Disclaimer: All information herein at Annette Di Bello, CPA, CFP®, Professional Corporation is for informational purposes only. This information does not constitute a solicitation or offer to sell securities or investment advisory services. Annette Di Bello, CPA, CFP®, Professional Corporation is a Registered Investment Advisor transacting business in California and other states in which we qualify for exemptions. Nothing contained herein Annette Di Bello, CPA, CFP®, Professional Corporation website constitutes investment, financial, legal, tax or other advice, nor is to be relied on in making an investment or other decision. Annette Di Bello, CPA, CFP®, Professional Corporation specific advice is prepared only within our contract agreements on a client-by-client basis. Past performance may not be representative of future results.
Main Corporate Office:
27201 Puerta Real, Suite 300, Mission Viejo, CA 92691
Additional Client Meeting Locations (By Appointment Only)
355 S Grand Ave, Suite 2450, Los Angeles, CA 90071
2173 Salk Ave, Suite 250, Carlsbad, CA 92008