We have an intensive focus on tax planning & tax efficient investing as taxes play a role in every aspect of financial planning. Accordingly, we place great emphasis on proper tax allocation of investment accounts. Portfolios are managed for optimal tax efficiency to help minimize the corrosive effect taxes can have over time on investment returns. Furthermore, our portfolios are actively managed in house using individual high quality, mainly dividend paying large cap & mid cap stocks, individual investment grade municipal, government and corporate bonds and low cost ETFs. Portfolios are designed and managed to meet each client's unique goals, preferable tax allocation and risk tolerance.
We work with high net worth clients to fully understand their unique financial lives in-depth, tailoring comprehensive financial advice to each client, everything from retirement planning to tax planning, investing and legacy planning. Our touchstone approach at Di Bello Financial is to guide clients through every aspect of their financial lives. Because we are an independent fee only financial planning firm, we never sell financial or insurance products or receive commissions or compensation from any third parties. We have always been and will always be a 100% Fiduciary firm, being fully transparent and always putting our client's best interests ahead of our own.