A boutique CPA / PFS & CFP® fee-only fiduciary firm delivering personalized investment management and integrated tax strategy
A boutique CPA / PFS & CFP® fee-only fiduciary firm delivering personalized investment management and integrated tax strategy
Our clients choose us for a more thoughtful, tax‑smart approach to managing their wealth.
• Direct access to a CPA / PFS & CFP® — no junior advisors, no handoffs
• Portfolios built in‑house using high‑quality stocks, bonds, and ETFs
• Tax‑efficient strategy integrated year‑round, not just at year‑end
• Fee‑only fiduciary with a selective client roster
• 20+ years of experience guiding affluent families and business owners
We work with clients who value expertise, discretion, and a deeply personalized approach.
Your wealth deserves a strategy that is both intelligent and intentional. We combine disciplined investment management with proactive tax planning to help you keep more of what you earn and grow your wealth with clarity and confidence.
Our approach is built on three pillars:
Designed for clients with $1,000,000 or more in investable assets to invest under our management
Services include:
“I founded Di Bello Financial for clients who want a more thoughtful, tax‑smart approach to their wealth and a relationship with someone who knows their financial life intimately.
If you’re looking for a boutique firm that integrates investment management with year‑round tax strategy and have $1,000,000 or more in investable assets to invest under our management, I’d be glad to speak with you.”
— Annette Di Bello, CPA / PFS, CFP®
Annette Di Bello holds two of the financial industry’s most respected designations CPA / PFS and CFP® integrating advanced tax expertise with sophisticated investment and wealth management strategies designed to support long-term after-tax wealth preservation.
Working with a single professional simplifies the process by providing coordinated financial planning, tax strategy, and advisory services through one trusted point of contact. This integrated approach helps reduce conflicting advice while delivering customized solutions for complex financial and tax situations.
A dual CPA / PFS and CERTIFIED FINANCIAL PLANNER® professional provides clients with integrated financial expertise by combining advanced tax knowledge with comprehensive financial planning and portfolio construction. This coordinated approach helps support long-term financial success through tax-efficient investment, retirement, estate, and wealth-planning strategies.
Holding both CPA / PFS and CFP® designations reflects advanced expertise, ongoing education, and a strong commitment to ethical standards. Clients benefit from integrated guidance in complex financial and tax matters, along with the confidence of working with a professional dedicated to staying current with evolving tax laws, financial regulations, and planning strategies.
We are a fully fiduciary firm committed to acting in our clients’ best interests at all times. Unlike fee-based advisors who may receive third-party compensation from financial products, we are compensated solely by our clients, ensuring objective, transparent advice.
As a Fee-Only Independent Registered Investment Advisor, our compensation comes solely from our clients never from commissions, product sales, or third-party incentives. We have no ties to brokers, insurance, annuity, or fund companies, allowing us to provide fully transparent, unbiased investment management focused on high-quality, low-cost portfolio construction.
Is Your Financial Advisor Fee Only, Fiduciary, Independent?
Copyright © 2026 Annette Di Bello, CPA, CFP®, Professional Corporation - All Rights Reserved. Disclaimer: All information herein at Annette Di Bello, CPA, CFP®, Professional Corporation is for informational purposes only. This information does not constitute a solicitation or offer to sell securities or investment advisory services. Annette Di Bello, CPA, CFP®, Professional Corporation is a Registered Investment Advisor transacting business in California and other states in which we qualify for exemptions. Nothing contained herein Annette Di Bello, CPA, CFP®, Professional Corporation website constitutes investment, financial, legal, tax or other advice, nor is to be relied on in making an investment or other decision. Annette Di Bello, CPA, CFP®, Professional Corporation specific advice is prepared only within our contract agreements on a client-by-client basis. Past performance may not be representative of future results.
Main Corporate Office:
27201 Puerta Real, Suite 300, Mission Viejo, CA 92691
Additional Client Meeting Locations (By Appointment Only)
355 S Grand Ave, Suite 2450, Los Angeles, CA 90071
2173 Salk Ave, Suite 250, Carlsbad, CA 92008
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