Portfolio design and management on a fee only fiduciary basis with an emphasis on tax efficiency. Careful construction of well diversified portfolios are assembled using high quality publicly traded large cap dividend paying stocks, investment grade bonds and low fee index ETFs. Portfolios are designed with downside protection to reduce risk and maximize returns. All investment choices and allocations are customized to the individual client's risk tolerance. We provide monthly and quarterly performance reports and check in with our clients frequently. The firm also offers quality, low cost 401k plans for small businesses.
Financial Planning and Retirement Planning is a process that starts with examining your current financial situation. This initial step entails gathering all your financial information and compiling it into a report that groups your assets, liabilities and net worth. From this starting point, you can begin the process of analyzing and developing a plan to improve your finances and prepare for your retirement. There are many aspects to financial planning. Such as: Investments, Taxes, Retirement, Insurance and Estate Planning. All of these pieces fit together to form a comprehensive picture of where you are today and how you will reach your goals. Keeping clients goals at the forefront and helping them understand how they can reduce their taxes and get the most from their investments is the firm's mission.
Tax Planning services for future life events and changes in tax law. Staying on top of the tax implications of regulatory changes and life events can result in tax savings. Also, the firm provides preparation of tax returns for our investment and financial planning clients.
"The stock market is a device for transferring money from the impatient to the patient". Warren Buffett